Emergency Home Repair Program

Eaton County administers an Emergency Home Repair Program which provides no interest, no payment loans to Eaton County residents who meet federal, state and County Housing Program guidelines.

About the Program

This program assists with emergency repairs that are causing a health and safety risk to the occupants and the structure of the home.  

The program offers up to $20,000 in no interest, no payment loan assistance to repair and improve program participant’s home. A deferred mortgage is recorded against the property for the amount invested into the home.

A roof and chimney that needs to be repaired.Examples of Work Included

  • Accessibility
  • Foundations
  • Heating
  • Roofs
  • Septic systems


In order to qualify for Housing Programs the applicant:

  • Must own and live in a home in Eaton County outside the City of Lansing
  • Must be up to date on mortgage payments
  • Property taxes must be paid to date and you must be living in the home
  • Homeowner’s insurance must be current and continuous on home until mortgage is paid in full
  • Must make an appointment with Housing Department to submit a completed application
  • The household must meet federal guidelines for low to moderate income listed below.
Number of People in Household
Income Limit
80% AMI
$56,640 $63,760 $70,800 $76,480 $82,160