Emergency Home Repair Program

Eaton County administers an Emergency Repair Program. No interest, no payment loans to Eaton County residents who meet federal, state and County Housing Program guidelines may be provided.

NOTICE OF PUBLIC HEARING - AUGUST 18, 2021

The Eaton County Board of Commissioners will conduct a public hearing on Wednesday, August 18, 2021 at 7:00 pm at the Eaton County Courthouse, 1045 Independence Blvd, Charlotte, MI for the purpose of affording citizens an opportunity to comment on the expenditure of this year’s CDBG Emergency Repair Program housing funds.  Additionally, a close out public hearing will be conducted for the purpose of affording citizens an opportunity to submit comments and receive a final report on the completion of the previous year’s CDBG Emergency Repair Program housing funds.

 All CDBG Emergency Repair Program housing funds assist low to very low-income households in Eaton County to correct urgent problems within their home that may pose an imminent health and/or safety hazard to the occupants.  Assistance may be provided in the form of an interest free loan from the County to be repaid on the sale or title transfer of the property.  All CDBG projects benefit at least 51% low to moderate income persons; no persons will be or were displaced as a result of the project.

 Eaton County proposes to use up to $37,049 in CDBG program funds to administer the current years Emergency Repair Program.  Last program year assistance was provided to four homes in the amount of $75,708.80. 

 Interested citizens are invited to comment on this program in person or may send comments before the hearing to the Eaton County Community Development & Housing Dept. 1045 Independence Blvd, Charlotte MI.  For more information, please call the Department Director, Claudine Williams at 517-543-3689.

 

About the Program

This program assists with emergency repairs that are causing a health and safety risk to the occupants and the structure of the home.  

The program offers up to $20,000 in no interest, no payment loan assistance to repair and improve program participant’s home. A deferred mortgage is recorded against the property for the amount invested into the home.


A roof and chimney that needs to be repaired.Examples of Work Included

  • Accessibility
  • Foundations
  • Heating
  • Roofs
  • Septic systems


Qualifying

In order to qualify for Housing Programs the applicant:

  • Must own and live in a home in Eaton County outside the City of Lansing
  • Must be up to date on mortgage payments
  • Property taxes must be paid to date and you must be living in the home
  • Homeowner’s insurance must be current and continuous on home until mortgage is paid in full
  • Must make an appointment with Housing Department to submit a completed application
  • The household must meet federal guidelines for low to moderate income listed below.
Number of People in Household
1
2
3
4
5
6
Income Limit
60% AMI
$31,080
$35,520 $39,960 $44,340 $47,940 $51,480